Job Overview

Job Title Software Engineer, Capital Markets and Insights
Hiring Organization Upstart
Company Website https://www.upstart.com/
Remote Locations US
Job Type Remote, Full-Time

We are seeking a Software Engineer to join our Capital Markets and Insights engineering team. This team builds and maintains critical systems that help manage millions of dollars in transactions, while providing internal stakeholders and capital supply partners with actionable insights and performance data.

In this role, you will build user friendly systems and self service tools that enhance investor experience and optimize internal business processes. You’ll collaborate with senior engineers and cross-functional teams such as Product, Analytics, Lending Partnerships, and Capital Supply on a wide range of projects that grow your skills in full stack development, cloud platforms, and financial systems.

Job Responsibilities

Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
Develop scalable, reliable systems that meet the needs of both internal users and external investors
Ensure security, performance, and availability of our critical platforms
Participate in code reviews, testing, and the deployment of high-quality code

Job Requirements

Minimum requirements:
- 3-5 years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
- Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
- Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
- Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
- Familiarity with database technologies such as SQL and data warehousing solutions
- Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
Preferred qualifications:
- Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
- Prior experience or demonstrated enthusiasm for working on internal tools
- History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person

Employee Benefits

Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices